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Rates from 1 April 2025, England & Northern Ireland
Estimated monthly outgoings based on England averages (2026/27)
Estimates are based on England national averages. Energy uses the Q3 2026 Ofgem energy price cap (1 July to 30 September 2026, reviewed quarterly) applied to typical medium-household usage, then scaled for the EPC rating and number of bedrooms you select. Council tax uses the 2026/27 England average Band D (gov.uk / MHCLG) spread across bands by the statutory ratios; water uses the 2026/27 average combined bill (Water UK / Ofwat). Broadband and insurance are fixed average figures. Ground rent and service charge, where shown, are taken from the listing as supplied, not an average. Monthly figures are the annual estimate divided by 12. Actual costs vary by location, usage, and provider. For guidance only. Last reviewed July 2026.
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